Get Pre-Approved for Your Dream Car in 24 Hours

Lower Monthly Payments — No Pressure, No Hidden Fees — Get Results Today

Get Pre-Approved

37+ people applied today

$0 Down Available

New to Canada? We Help!

Bad Credit? No Problem!

The Smarter Way to Get Approved

Best Rates Guaranteed

We fight for your best deal. Our team doesn't just compare rates—we actively work with lenders to secure your approval at the lowest rate possible.

Fast from Click to Keys

Get a decision within 24 hours during business hours. No endless appointments. No waiting for callbacks. Just fast, hassle-free approval.

Bad or No Credit?

Whether your credit score is excellent, fair, or still recovering — even after past bankruptcies — our team helps you get approved and rebuild your credit step by step.

New Canadian Friendly

Our special programs help you get approved and on the road fast with fair rates, clear guidance on documents, and support available in multiple languages.

Familiar problems?

Dealership financing offers sky-high interest rates

Banks keep rejecting your requests due to credit history

You're new to Canada and have zero credit history

Small down payment budget is limiting your car choices

Confused by the terms and conditions and hidden fees?

No time to visit dealers and banks repeatedly?

We solve these problems so you get approved faster and pay less

Our mission is to make car financing simple, transparent, and accessible for everyone in Canada — no matter your credit history or background.

Get Pre-Approved

Three steps to feel-good car finance

Step 1

Instant Pre-Approval

Submit a quick 2-minute application online. Our specialists will review your profile and show you what you qualify for, with no pressure to proceed. Your credit score won't be touched, and you're free to walk away anytime.

Step 2

Choose Your Perfect Vehicle

No matter the make or model you want, we’ll find it. We match you with a nearby dealer who presents pre-qualified options that fit your approval and budget—so you skip the guesswork and shop with confidence.

Step 3

Enjoy Your New Ride

Enjoy the moment — your car, your rate, your terms. Whether you pick it up from one of our trusted dealer partners or choose home delivery, everything’s already taken care of. Just start driving and enjoy the road ahead.

1,750 car buyers found the perfect car!

What type of vehicle are you looking for?

Apply online in minutes, get pre-approved without rejection, even with bad credit, and drive away in your chosen car with delivery.

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Car Buyer Success Stories

I didn’t expect the approval to be this quick. AutoLeader approved me in under an hour, and the next day I was driving my e-tron. The whole thing felt effortless—can't thank them enough!

Alex – Audi e-tron

We were worried about getting approved, but Autoleader made it easy. The process was fast, clear, and stress-free. The team was super friendly. Now we’re proud owners of our new Mitsubishi — thank you so much!

Emma & Josh – Mitsubishi Eclipse Cross

I applied online late at night, got a call the next morning, and had my Tesla by the end of the week. The specialist walked me through everything and even helped set up my insurance. Best car-buying experience I've ever had.

Ryan – Tesla Model 3

Frequently Asked Questions

Will checking my financing terms affect my credit score?

No! The initial rate check uses a “soft” credit inquiry that doesn’t impact your credit score. A “hard” inquiry is only performed after you select a specific offer and decide to proceed with the loan application.

What's the minimum credit score required for approval?

We don’t have a fixed minimum score! Our network includes lenders who work with all credit profiles – from excellent credit (750+) to poor credit (below 500). Even clients with bankruptcy or consumer proposals get approved.

Can I get a loan after bankruptcy or consumer proposal?

Absolutely! We have specialized lenders who work with post-bankruptcy clients. Usually requires minimum 12 months after discharge from bankruptcy. Many clients get approved for amounts up to $35,000 even with recent bankruptcy.

What if I have no credit history in Canada at all?

This is common for new immigrants and young Canadians. We have special “No Credit” programs for such cases. We use alternative data: employment history, bank statements, rental history, and international credit history for decision-making.

How long do I need to be in Canada to get an auto loan?

There’s no minimum time requirement in Canada! We’ve helped clients get financing within 2 weeks of arriving in the country. The main requirements are legal status, proof of income, and plans to stay in Canada long-term.

What's the maximum loan term available?

Loan terms from 12 to 96 months depending on vehicle age, loan amount, and credit profile. New vehicles – up to 96 months, used (up to 7 years) – up to 84 months, older vehicles – up to 60 months. Longer terms reduce monthly payments.

What if I can't find a suitable car at your dealers?

Our network includes 350+ dealers with access to thousands of vehicles. If the needed car isn’t found immediately, we’ll help find it through dealer auctions or special orders. As a last resort, we can arrange financing for private party purchases.